COMPANY PROFILE · UPDATED 18 NOV 2025

PayJoy

PayJoy Inc. provides consumer finance. The Company offers a pay-as-you-go technology solutions that allows consumers to transform the purchases of consumer electronics into monthly installment plans. PayJoy serves customers worldwide.

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Founded: 2015
Headcount: 346
Open roles: 54
Last raised: Debt Financing · Sign in to view

TECH STACK

How PayJoy builds

Extracted from PayJoy’s job postings we’ve tracked

Programming Languages

Python×9 Java×4 PHP×4 HTML×3 HTML/CSS×3 JavaScript×3

Databases

SQL×16

Other Software & Platforms

Microsoft Office×11 Google Sheets×3

Analytics & BI

Looker×4 Tableau×4 Microsoft Excel×3 Microsoft Power BI×3

Collaboration & Productivity

Google Workspace×4 Jira×4

CRM & Sales Tools

Zendesk×7

Mobile

Android×4

Cloud Platforms

Amazon Web Services×3

Frameworks & Libraries

AngularJS×3

DevOps & Infrastructure

Docker×3

LEADERSHIP

Founders & key people

Mark Heynen

Vice President at Stellar Development Foundation

Stellar Development FoundationNext Billion AdvisorsPayJoySkycatchDroptalkPhoto LabAmherst College

Doug Ricket

CEO at PayJoy

PayJoyStanford Graduate School of BusinessSilicon Valley Technology Partnersd.lightGooglePeace CorpsMassachusetts Institute of Technology (MIT)Stanford University

Gib Lopez

COO at PayJoy

PayJoyCamber CollectiveSilicon Valley Technology PartnersDalbergTechnoServeDeloitteUniversity of WashingtonStanford Graduate School of BusinessUniversidad de Cádiz

Tom Ricket

Software Engineer at Inert Soap

Inert SoapCastaway EntertainmentActivision BlizzardBlizzard EntertainmentBell LabsOtherworldSaratoga HospitalUC San Diego

OPEN ROLES

Hiring at PayJoy

View all 54 open roles →

FUNDING

Capital raised

Total raised

$445,649,984

Investors

500 Startups Union Square Ventures Greylock

Funding rounds

Debt Financing
$140MDec 2, 2025
Series C
$150MSep 5, 2023
Debt Financing
$210MSep 5, 2023
Series C
Warburg Pincus, Union Square Ventures, Invus, Citi Ventures, Greylock
$150MSep 4, 2023
Debt Financing
Citigroup
$210MSep 4, 2023
Debt Financing
$26MDec 21, 2020
Debt Financing
Lendable
$26MDec 20, 2020
Series B
$20MMay 23, 2019
Series B
Greylock, Union Square Ventures, Core Innovation Capital, EchoVC Partners
$20MMay 22, 2019
Convertible Note
$6MSep 19, 2017
Convertible Note
ITOCHU, DNX Ventures, NXTP Ventures, Think + Ventures, Tekton Ventures, 500 Startups, Singularity Investments, Daniel Scrivner
$6MSep 18, 2017
Series A
$18MJul 11, 2016
Series A
Union Square Ventures, DNX Ventures, Fenway Summer, Orange Ventures, Core Innovation Capital, Dave Eisenberg, Eric Ver Ploeg, CSC Upshot Ventures
$18MJul 10, 2016
Debt Financing
$9.7MJul 10, 2016
Debt Financing
WTI
$9.7MJul 9, 2016
Debt Financing
$4MDec 18, 2015
Seed
$2.3MDec 18, 2015
Debt Financing
WTI
$4MDec 17, 2015
Seed
$2MAug 31, 2015
Seed
Compound, Red Swan Ventures, WTI, Mesh Lakhani, Eric Chen, Safa Rashtchy, Dan Bragiel, Pascal Levy-Garboua, Adam Sah, Grant Taylor, Three Fish Capital, Core Innovation Capital, Collin Wallace, Steve Ciesinski, John Dukellis, Alexis de Belloy, Terry Duryea, Jon Freeman, Alexandre Carel, Javelin Capital, Singularity Investments, Vance Bjorn, StartX, Think + Ventures
$2MAug 30, 2015

Funding data via Diffbot

Categorized in

Industry

Fintech Banking & Lending Payments

Investors

500 Startups Union Square Ventures Greylock

Industries

Financial Technology Companies Financial Services Companies

Tech Stack

Mysql Php Sql Python Amazon Web Services Typescript Wordpress Google Cloud Platform Java

LOCATIONS

Where they work

PayJoy Headquarters Location

655 4th St, San Francisco, CA, 94107

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